Could you ever experience a flood, fire, tornado, or other
natural disaster?
Do you work in an area of the economy/job market where your job
might become
obsolete?
Could you ever suffer from a long-term illness or accident
without proper health benefits or other compensations?
Do you
live in a household with no more than one full-time wage earner?
Are you
behind on any monthly bills?
Are
housing costs in your area increasing faster than wages?
Does anyone in your family struggle with addictions such as
drugs
or alcohol?